In real estate, success comes down to knowing your numbers — and this firm knows them cold. After moving to a self-funded plan built on proven risk management, the location proved to be a winning one: more than $16.9 million in cumulative savings. As fully insured costs soared past $30,000 per employee, they drove their self-funded spend down to under $5,000. (The $10 million surprise Christmas bonus they handed 150 employees in 2019 didn’t hurt the culture either.)