Imagine having such a successful business that you give your 150 employees a combined $10 million surprise Christmas bonus. That’s precisely what this commercial real estate firm did in 2019. The benefit consultant can’t take all of the credit, however saving $7.2 million in healthcare spend in 12 years is a good start. When you’re in the real estate business, you need to know your numbers … and transitioning to self-insurance has been a tremendous windfall.